You Have Options at
Private Bank & Trust
At Private Bank & Trust, you get to choose the option that works best for YOU. We understand that one-size-does-not-fit-all does not work when it comes to banking, and we work with you to find the financial options that meet your needs and goals.
| Account Details |
Simple Checking |
Private Plus Checking |
Private Personal Money Market |
Personal
Savings
|
| Amount to Open |
$100 |
$5,000 |
$10,000 |
$100 |
| Earns Interest |
No |
Yes |
Yes |
Yes |
| Service Charge |
$0 |
$15 |
$25 |
$10 per Quarter |
| *Minimum Daily Balance to avoid Service Charge |
none |
$5,000 |
$10,000 |
$100 |
| Statement Fee if not on e-statements |
$2 |
$2 |
Free |
$2 |
| Online Banking and Bill Pay |
Yes |
Yes |
Yes |
Yes |
| Mobile Banking |
Yes |
Yes |
Yes |
Yes |
Debit Card
Surcharge Free Debit Card Transactions |
Yes |
Yes |
No |
No |
| Free Check Orders |
No |
Yes, Basic 1 per year |
Yes, Basic 1 per year |
No |
| Transaction Limits |
No |
No |
6 **debits/withdrawal per calendar month |
6 **debits/withdrawal per calendar month |
| Fee for each transaction over limit |
No |
No |
$15 |
$15 |
*Service Charge will be charged monthly if any one day the balance falls below the minimum. Personal Savings service charge will be charged quarterly if any one day the balance falls below the minimum during the quarter.
**Money Market: Withdrawals include transfers or debits/withdrawals from this account to another account or to a third party by means of: check, pre-authorized, automatic or telephone are limited to six per calendar month.
